Payment Service for Business 2025: Top Providers in Ukraine
The choice of a payment system is one of the most important decisions when launching an online business in Ukraine. The right payment service can significantly affect conversion, customer satisfaction, and the overall success of the project. The Ukrainian market offers a variety of payment solutions, each with its own features, advantages, and disadvantages.
In this article, we will provide a detailed comparison of the main payment services operating in Ukraine, review their fees, functional capabilities, and integration features. This will help you make an informed decision according to your business needs.
Criteria for Comparing Top Payment Services
Before reviewing specific services, it's important to define the key criteria by which payment solutions should be evaluated:
- Fees and Tariffs — the size of the transaction fees and additional services
- Payment Methods — supported payment methods (cards, Apple Pay, Google Pay)
- Currency Support — the ability to accept payments in various currencies
- Deposit Speed — the time it takes for funds to reach the merchant's account
- Integrations — compatibility with popular CMS and platforms
- Ease of Setup — the complexity of installation and usage
- Customer Support — the quality and accessibility of technical support
- Security — data protection level and compliance with standards
- Additional Features — unique features and tools
Payment Service hutko
hutko positions itself as a modern Ukrainian solution for online payments, developed with the needs of businesses in mind. The service offers a comprehensive approach to payment processing with a focus on flexibility and ease of use.
Main Features of hutko:
- Pricing Policy: A single all-inclusive tariff with no hidden fees, commission only from successful payments, no setup or connection fees
- Payment Methods: Bank cards from international payment systems, e-wallets, support for Google Pay, Apple Pay
- Currency Support: Main currency: Hryvnia (UAH), support for international currencies: USD, EUR, PLN, and other 150+ currencies
- Technical Capabilities: Acceptance of payments both on-site and off-site (QR codes, payment links), ready plugins for popular CMS and website builders, adaptive payment page supporting 19 languages
- Features: Conversion rate of successful payments up to 98%, fast fund deposit by the next day, modern technological solutions for various business models
Payment Service RozetkaPay
RozetkaPay is a Ukrainian platform for online acquiring, launched in 2019. Over 28,000 companies use it, including Vodafone, Chicco, Tickets.ua, Robota.ua, eLikari, Helsi, and Meest.
The service allows you to accept payments on the website, in mobile applications, social networks, and marketplaces Rozetka, Prom, Bigl. Available payment methods include Visa, Mastercard, PROSTIR, Apple Pay, Google Pay, payment links, installment payments, and cash on delivery at Rozetka pickup points. The "Buy with RozetkaPay" button enables one-click order placement using saved payment and delivery details.
Main Features of RozetkaPay:
- Pricing policy: 1.5% per successful transaction without subscription fees or connection fees; individual terms for turnovers over 500,000 UAH/month.
- Payment methods: Visa, Mastercard, PROSTIR, Apple Pay, Google Pay, invoicing (payment links), installment payments, cash on delivery at Rozetka pickup points.
- Currencies: Main currency: UAH; support for international cards at a unified rate.
- Technical capabilities: ready integrations for WordPress (WooCommerce), PrestaShop, OpenCart, Magento 1/2, Weblium, Drupal Commerce 2, Joomla, MODX; REST API and PHP SDK; business cabinet with analytics.
- Features: the "Buy with RozetkaPay" button for instant one-click payments, installment service with support from major Ukrainian banks without signing additional contracts, over 98% successful transactions, integration with Rozetka, Prom, Bigl marketplaces.
Payment Service LiqPay
LiqPay is one of the oldest and most widely used payment services in Ukraine, developed by PrivatBank.
Main Features of LiqPay:
- Pricing Policy: Commission from 2.75% per transaction, additional fees for some types of operations
- Payment Methods: Visa, MasterCard bank cards, LiqPay wallet, Monobank/PrivatBank installments, Google Pay, Apple Pay
- Currency Support: UAH, USD, EUR, with multi-currency transactions available
- Technical Capabilities: API for integration, ready modules for popular CMS, mobile app for merchants
- Features: Extensive market experience, integration with PrivatBank services, wide partner network
Payment Service WayForPay
WayForPay positions itself as an international solution with Ukrainian roots, aimed at businesses of all sizes — from small startups to large corporations.
Main Features of WayForPay:
- Pricing Policy: Commission from 2% per transaction, various pricing plans depending on volume
- Payment Methods: Bank cards from major payment systems, e-wallets, installment and credit options
- Currency Support: Over 10 currencies, automatic conversion
- Technical Capabilities: Powerful API, ready-made solutions for e-commerce platforms, analytics and reporting tools
- Features: WayForPay landing pages, advanced analytics tools, support for multiple currencies
Payment Service EasyPay
EasyPay focuses on ease of use and fast integration, positioning itself as a solution for quickly launching online businesses.
Main Features of EasyPay:
- Pricing Policy: Simple and clear tariffs, minimal additional fees
- Payment Methods: Major bank cards, e-wallets, mobile payments
- Currency Support: UAH
- Technical Capabilities: Simple API, fast integration, minimal technical requirements
- Features: Focus on simplicity, fast connection, minimal barriers to entry
Payment Service plata by mono
Monobank is one of the developing neo-banks in Ukraine, offering modern and simple solutions with a focus on fast support and ease of use.
Main Features of plata by mono:
- Pricing Policy: Competitive merchant tariffs, 1.3% commission per transaction, 2% for foreign payments
- Payment Methods: Visa, MasterCard bank cards, Monobank Pay, Apple Pay, Google Pay
- Currency Support: UAH as the main currency, USD, EUR for international operations
- Technical Capabilities: Modern API with detailed documentation, ready SDK for developers
- Features: Innovative approach to banking services, fast payment processing, integration with Monobank's banking ecosystem
Payment Service Portmone
Portmone offers a wide range of payment services, positioning itself as a universal solution for various types of businesses.
Main Features of Portmone:
- Pricing Policy: Standard market tariffs, the ability to negotiate terms
- Payment Methods: Bank cards, electronic payments, mobile payments
- Currency Support: UAH as the main currency, support for major international currencies
- Technical Capabilities: API for developers, ready-made integrations, merchant management panel
- Features: Wide functionality, market experience
Comparative Table of Top 7 Providers
| Service | Commission | Currencies | Shopify Integration | Unique Features |
|---|---|---|---|---|
| hutko | Up to 1.5% | Up to 150 currencies | Official | Modern technological solutions: payment links, own PRRO, conversion 98% |
| RozetkaPay | 1.5% + individual terms from 500k | UAH + support for foreign cards | Ready plugins and API | Integration with marketplaces, one-click instant payments button |
| LiqPay | From 2.75% | UAH, USD, EUR | Via plugins | Native integration with PrivatBank, the largest market experience, state bank |
| WayForPay | From 2% | 10+ currencies | Via plugins | International focus, fast integration |
| EasyPay | 1.5% of the payment amount | UAH | Via plugins | Ease of integration |
| Monobank | 1.3% commission per transaction, 2% for foreign payments | UAH, USD, EUR | Via plugins | Monobank installment option |
| Portmone | Up to 2.5% | UAH + major currencies | Via plugins | API for developers |
Criteria for Choosing a Payment Service
For Small Businesses and Startups:
- Ease of setup and use without complex APIs
- Transparent tariffs with no hidden fees
- Minimal technical requirements
For Medium-Sized Businesses:
- Flexibility in settings
- Integration with various platforms
- Analytics and reporting tools
For Large Businesses:
- Ability to negotiate custom tariffs
- Advanced API and customization options
- Support for high transaction volumes
- International capabilities
For E-Commerce Projects:
- Fast payment processing
- High conversion
- Support for various currencies
- Convenient online trading tools
Trends in the Development of Payment Services in Ukraine
- Mobile payments are becoming more popular
- Contactless technologies are gaining momentum
- Integration with social media for social commerce
- Artificial intelligence for fraud prevention
- Cryptocurrency solutions are gradually becoming mainstream
Conclusions
Choosing a payment service is a personal decision based on your business's specific needs, target audience, and technical requirements. Each of the reviewed services has its advantages:
- hutko stands out as a next-gen technological solution with unique Shopify integration and other systems, own PRRO, and a high success payment conversion rate
- RozetkaPay service allows you to accept payments on the website, in the mobile app, on social networks, and marketplaces Rozetka, Prom, Bigl
- LiqPay offers integration with the banking ecosystem
- WayForPay is suitable for businesses focusing on international sales
- EasyPay is suitable for quick launches
- plata by mono combines modern banking technologies with payment solutions
- Portmone provides universal solutions
It is recommended to carefully analyze your business needs, test several solutions, and choose the one that best meets your goals and budget.
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